Theft and Vandalism

Experiencing Theft or Vandalism Damage? Be Prepared to Act.

Theft or Vandalism damage can strike without warning, leaving property owners grappling with the aftermath. In times of crisis, a swift and informed response is paramount. At DAMAGE LAW, we understand the challenges that come with unexpected Theft or Vandalism damage and are here to guide you through the intricacies of insurance claims.

Your insurance company will often look for any reason to deny coverage to your theft or vandalism claim. They may deny or delay payment because you did not obtain a police report after the crime was committed or due to failing to report the claim within a “timely manner”. They may attempt to deny or limit recovery because you did not mitigate damages by securing your property to prevent further damage.

Our skilled attorneys will review your case, challenge insurance companies who act in bad faith and advocate for you to receive the full amount of insurance benefits you deserve. If you are the victim of insurance bad faith, we will zealously seek all appropriate damages to which you may be entitled.

Types of Theft or Vandalism Damage We Handle:

• Robbery or Theft: There are necessary steps that need to be taken in order to prevent the insurance company from denying your claim or minimizing your recovery for the claim. It is very important that you contact the police department immediately after the crime to document the incident. It is important that you get the police to write a police report and for you to obtain a police report Incident Number .  

• Vandalism: Vandalism is unfortunately increasingly common. This type of loss can create a significant amount of damage to your Residential and/or Commercial Property. Trust us to advocate for your rights and secure the compensation you need to restore your property.

• Unauthorized Destructive Conversion : Destructive Conversion can be severe, causing extensive damage to your property. We specialize in securing the compensation you deserve for such unforeseen incidents.

• Unauthorized Illegal Cannabis Conversion: These situations are serious and need to be handled in an appropriate manner. This  type of loss can create a significant amount of damage to your Residential and/or Commercial Property such as water damage, mold damage, electrical damage, and/or foundational damage.

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Damage Law is dedicated to helping you navigate the complexities of insurance claims related to various types of Theft or Vandalism damage. Our team is committed to ensuring you retrieve the maximum benefits stipulated in your homeowner or commercial property policy.

Tips on What to Do If You Experience Theft or Vandalism Damage

Call the Police Department Immediately to Report the Crime & Obtain Police Report:

• The Police Department will help investigate how the crime was committed and to determine what has been vandalized, damaged, or stolen.  

o   Obtain the Police Incident Report Number: It is very important that you ask the police to conduct a police report and to provide you with the police report number. Your insurance company will want this for its records.

§  Note: There are times that property owners are unable to obtain a police report due to not having legal possession or access to the property. Contact us immediately for help if you are in this type of situation.

Mitigate the Theft or Vandalism Damages to the Premises:

• Failure to mitigate damage promptly may lead to coverage denial or limited recovery.
• You must secure your Residential and/or Commercial Property in order to prevent further damage or crimes.
• Avoid allowing your restoration or mitigation company to submit repair estimates on your behalf. These companies’ repair estimates may limit your recovery.

Obtain Video Surveillance : Attempt to obtain surveillance camera footage of the incident from your personal records or from neighboring properties that had camera footage of the incident.

Photograph & Video-Tape the Vandalized or Damaged Areas:

• Documenting the damaged areas, including contents, is essential for your claim.
• It is very important that you photograph and videotape the damage to your property and your damaged contents.

Do Not Discard Damaged or Vandalized Contents:

• It is important that you do not discard the damaged contents within your property and to provide your insurance company the opportunity to inspect these items. However, there are times that you may have accidentally discarded the damaged items. In such instances, it is important that you document the condition of the damaged item before disposal.
• You may be entitled to replacement cost reimbursement for your affected contents.

Call Us Immediately for Help with Your Insurance Claim:

• Don’t let your insurance company take advantage of you. Insurance companies are trained to seek reasons to deny or limit coverage.We at Damage Law are here to  assist you in all aspects of the claim.
• What you state to your insurance company can be used against you.  
• Call us immediately in order to ensure your best interest.

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No Win, No Fee Guarantee: At DAMAGE LAW, we believe in your case. That's why we don't take a fee unless we win you money on your claim. Our commitment is to your success, and we stand by it with our transparent and client-friendly fee structure. Our skilled attorneys will personally review your claim and advocate on your behalf to receive the full amount of insurance benefits. If you are the victim of insurance bad faith, we will zealously seek all appropriate damages to which you may be entitled.

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DISCLAIMER: The information presented in this website is for general informational purposes only and should not be construed as legal advice. Every case is unique, and the outcome of legal matters can vary based on the specific facts and circumstances involved. The content provided does not establish an attorney-client relationship and should not be relied upon as a substitute for seeking professional legal advice tailored to your situation. No guarantee or warranty is made regarding the accuracy, completeness, or applicability of the information provided. Any reliance on the information in this presentation is at your own risk. Always consult with a qualified legal professional before making any decisions or taking any actions based on the information presented.

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